Aging in place—the idea of staying in your own home as you grow older—offers both independence and comfort. But while the idea sounds appealing, the financial reality of making it happen can be more complicated than many anticipate. From home modifications to in-home care, there are a variety of costs to consider and plan carefully.
Read MoreThe “One Big Beautiful Bill Act” (OBBBA) was signed into law by President Trump on July 4, 2025. As its name implies, the nearly 900-page legislation introduces sweeping changes across a wide range of policy areas, including tax, healthcare, energy, and more. Many provisions from the Tax Cuts and Jobs Act of 2017 (TCJA) were made permanent, while new rules—both temporary and permanent—were also introduced.
Read MoreIn today’s digital age, artificial intelligence (AI) has transformed how we shop, communicate, and manage our finances. From budgeting apps to robo-advisors offering automated investment management, AI tools provide convenient ways to monitor and organize your financial life. They’re available 24/7, typically cost less than human services, and can process vast amounts of data in seconds.
Read MoreThe first half of the year brought plenty of headlines—and plenty of questions. Tariff announcements, then tariff pauses, and trade negotiations dominated the conversation. However, there were also debates about the federal budget, including proposed tax and spending changes.
Read MoreAmong the 92 provisions within the SECURE 2.0 Act, there is one that requires the Department of Labor’s (DOL) Employee Benefits Security Administration (EBSA) to create a centralized location where individuals can find lost or forgotten benefits, and to provide information on how to obtain those funds.
Read MoreIn the world of personal finance, it’s not just about how much you earn; it’s about how you manage what you have. Whether you’re fresh out of college, eyeing retirement, or somewhere in between, developing strong financial habits is critical for long-term success.
Read MoreTeaching children about money isn’t just practical—it’s about giving them the tools to handle life’s challenges. Early lessons about saving, spending, and planning can set them up for success.
Read MoreIn today's digital world, much of your life is stored online—photos, conversations, and important accounts. Without a plan, digital assets like cloud-stored photos, social media, online rewards, and cryptocurrencies can be lost forever.
Read MoreThe Department of Government Efficiency (DOGE) was created to eliminate wasteful spending and reduce regulation. In theory, this is a good thing—eliminating unnecessary costs can benefit both taxpayers and the economy. But as always, details matter. What one person sees as wasteful spending, another person may see as a necessary program. Understanding how these changes are implemented is key.
Read MorePresident Trump entered office with a desire to do things differently than his predecessor. He is certainly doing that. He has been aggressive in implementing some of his priorities. Better trade deals, lower government spending, tax reform, and deregulation could be beneficial to Wall Street and Main Street over the long term. It remains to be seen how successful the president will be in implementing his ideas, but here is what we know today and how it could affect you.
Read MoreAn annuity is a financial product typically issued by insurance companies, designed to provide a steady income stream over a specified period, often in retirement.
Read MoreWhen purchasing or refinancing a primary residence, the complexities of marital property laws can come to the forefront, especially when only one spouse is on the title or mortgage.
Read MoreWithout proper planning, your family could face financial uncertainty as they try to navigate your
digital accounts without guidance, in addition to their emotional stress. This is why digital legacy
planning is not just important—it’s a key component of modern estate planning that many overlook.
But before diving into the process, it’s helpful to understand exactly what digital financial assets are.
Read MoreYou’ve booked the venue, picked out the flowers, and sent the invites. But have you talked
about who’ll pay the electric bill after the wedding? Managing finances can feel like a difficult
aspect of marriage, but it’s actually an opportunity for collaboration. Finding a system that
works for both of you isn’t just about the numbers — it’s about setting a foundation for mutual
trust, respect, and shared goals. Yet these money conversations often get pushed to the
back burner.
Read MoreMany people don’t know that they are able to make Qualified Charitable Distributions to provide support for charities and institutions that are important to them and their communities. So, what exactly are QCDs, and how do they intertwine with the narratives that will be housed within this remarkable location?
Read MoreThe purpose of financial aid is to help bridge the gap between the cost of attending college and the amount that students and their parents can afford to pay. Unfortunately, many students forgo applying for financial aid because they assume they won’t qualify. Don’t let these common myths dissuade you from applying for financial assistance or lead you astray during the application process.
Read MoreDeciding to leave a job signals the beginning of many changes. One decision you’ll need to make is whether to leave your retirement account with your employer or roll it over to a new account—either a new 401(k) or an IRA.
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