How Do Restricted Stock Units Work?

Restricted stock units (RSUs)—a contractual right to receive company shares or an equivalent cash payment at some point in the future—are an increasingly popular form of equity award offered by companies of all shapes and sizes. Companies are shifting to RSUs because they are administratively convenient, are easy for employees to understand, and can be structured in a way that helps attract and retain key employees and drive performance.

Given this growing trend, let’s take a closer look at what RSUs are and how they can work for employees.

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How to Financially Prepare for a Disaster

Floods, hurricanes, wildfires, earthquakes, extreme winds, and tornadoes. They all have the potential to create treacherous conditions and cause devastation.

We prepare with insurance, but it is often inadequate. It covers many, but not all natural disasters. Flooding requires flood insurance. And a standard homeowners policy won’t cover damages caused if the ground shakes violently.

Disaster can strike with little or no warning. Early preparation is the key.

The importance of building a financial emergency kit cannot be stressed enough. The time to create an emergency kit is today, when the skies are blue and the winds are calm.

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9 Steps to Building The Best Budget

If you want to achieve your financial goals, you’re probably going to need a solid budget to get you there. Here’s how to get started.

You want things in life, but chances are you’ll have trouble getting there without a solid budget. Budgeting may sound simple, but if your plan is flawed, you might struggle to get to the finish line.

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Danielle FinnertyComment
Don't Let Rising Interest Rates Catch You by Surprise

You've probably heard the news that the Federal Reserve has been raising its benchmark federal funds rate. The Fed doesn't directly control consumer interest rates, but changes to the federal funds rate (which is the rate banks use to lend funds to each other overnight within the Federal Reserve system) often affect consumer borrowing costs.

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Dana CaroComment